There is a particular document that most people forget when they are involved in an auto accident in Beverly Hills, California. The document is not what you may be thinking of. You see, most people remember to bring some documentation or information when they speak with a car accident attorney. They will remember something like the police report, but they often forget the declaration page that is on their own insurance policy indicating their own policy’s limits and available coverage.
What Is This Declaration Page of an Insurance Policy?
It is a single sheet of paper that can impact the outcome of your lawsuit should you try to pursue one. It has plenty of information for those who know what they are looking at. It is essentially a summary of all of the coverage that you have in your car insurance policy, including property damage, Medical Payments, collision, comprehensive and more. That is important because having some coverage or not can really tilt your case one way or the other in the state of California.
Of course, your attorney once retained will have access and be in most communications with both your own insurance company and the defendant or the at-fault third-party’s insurance company. If you have a copy of your insurance policy at home, you may be able to identify and locate the Declaration page of the policy. You can then take it to your attorney should you meet with them or have a consultation. Our team of car and motorcycle accident lawyers at Akiva Niamehr LLP can obtain a copy of your Declaration page from your own insurance company once retained as your attorney of record. This will allow us to see what coverage is available to you, and advise you regarding the medical treatment you should obtain. This is especially important when the other person involved in the accident is uninsured.
Understanding How Much You Could Potentially Win
Insurance coverage is important in determining how much you could potentially win if your claim or lawsuit is successful. It is also a critical factor in the team’s determination of how much medical treatment should be received. Most attorneys are going to go after the maximum that the other driver’s insurance has them covered for. Your own insurance policy information is important to bring along with you as well, but the other driver’s insurance is critical as well. Your attorney will gather all necessary information from the insurance companies, the DMV, the Police Department, witnesses and anything else they deem necessary to strengthen your claim and case.
Contact our team of established personal injury attorneys for your car accident today and get the legal help you need.
Many times, you will be driving on a road, freeway or highway and will either be witness to or victim to a car. motorcycle, truck, bicycle or pedestrian accident. Many times one or both vehicles contain injured drivers or passengers. Other times, one or both of the drivers may be uninsured. The question is, what do you do when this happens?
Pursuing An Uninsured Driver
Personal injury litigators would like the public to know that they should not throw their hands up in the air and give up if they happen to be struck by an uninsured driver in a motor vehicle or car accident. The myth is that no one can get any money from an uninsured driver, but Los Angeles personal injury attorneys would like to challenge those claims. They are sometimes able to win money for their clients who were struck by an uninsured motorist.
In the event it is not possible to collect from the uninsured driver’s personal assets, it may be worth pursuing with your own insurance company to obtain the benefits you are entitled to, especially if medical treatment was involved due to bodily injury and harm. This would be covered under your own insurance policy’s Medical Payments Coverage, a clause entitling you to reimbursement for the cost of your medical treatment. However, Medpay is reimbursable, if you do recover or settle with the opposing party’s insurance company. In that case, your own insurance will ask for you to reimburse the Medpay benefits you received. Sometimes, with a good attorney, you can get your own insurance company to waive their reimbursement requirement. All you need is an excellent Akiva Niamehr LLP attorney on your side.
Personal Injury Lawyers who Fight For You
One of the frustrating things about dealing with insurance companies in these situations is that they frequently do not cover everything that is involved in an uninsured motorist accident. They want to cover just the property damage that can be seen on the vehicle for example. What this means is that they try to wiggle out of having to pay for things such as pain and suffering and other intangible monetary damages to which you may be entitled. These are real things that need to be compensated for as well. In order to make the most out of a bad situation, all drivers are encouraged to seek out the professional help of Los Angeles personal injury attorneys at Akiva Niamehr LLP. It is the only way to ensure you are receiving justice for the harm that occurred to you or a loved one while obtaining fair and appropriate compensation for your bodily injury, medical treatment, lost wages and pain and suffering. When spouses are involved, a loss of consortium claim may also be presented to the insurance company adjuster.